Uber and Lyft are the waves of ridesharing apps. These apps enable those who cannot or choose not to drive to get a ride. When you trust a rideshare business like Uber, you often assume Uber is liable in case of a crash or accident. It seems obvious that if you are injured in an Uber accident, the company will pay for your medical bills, but this isn’t always the case.
Uber drivers must carry auto insurance to avoid paying heavy compensation in case of an accident. Uber mandates its drivers to carry auto insurance to avoid paying heavy compensation in case of an accident. You must consult a Lake of Ozarks personal injury lawyer if you have been hurt while using Uber.
Uber Driver Auto Insurance Requirements in Missouri
In Lake of the Ozarks, Missouri, every driver is liable to carry basic liability insurance. The state requirements for Uber driver’s auto insurance are as follows:
- At least $25,000 for bodily injuries
- At least $50,000 per crash for bodily injuries
- At least $10,000 per collision for property damage
- Each motorist must carry $25,000 in uninsured motorist coverage for bodily injuries for each victim and $50,000 for bodily injuries for each collision.
When going through the legal claim process concerning an Uber driver, the settlement process is complex, with multiple legal options.
For a free legal consultation with a uber accidents lawyer serving Lake of the Ozarks, call 573-744-4878
Legal Options After an Uber Accident In Missouri
Like other states, Missouri uses a contributory negligence system to determine who is at fault for an accident and who must pay for damages and injuries. In the unfortunate event that you are injured while using a ride-sharing service, you have the following choices:
- Claim reimbursement via your insurance policy
- File an insurance claim with Uber if the driver was “on duty” at the time of the crash
- Third-party claims may be filed with the insurance company of the Uber driver
- Filing a lawsuit against the Uber driver
Most lawsuits arising from automobile accidents are settled out of court. A settlement offer may be presented to you as an alternative to going to court. No settlement should be accepted without first discussing the matter with an attorney.
An Uber accident lawyer in Lake of the Ozarks will be able to tell you whether or not the offer is reasonable and whether or not the coverage amounts to what you need to cover your losses. If the settlement doesn’t seem to cover your damage, you would be suggested to file a lawsuit, which can only be done under a specific time limit.
Lake of the Ozarks Uber Accident Lawyer Near Me 573-744-4878
Time Limit to File a Lawsuit in Lake of the Ozarks, MO
If you were hurt or suffered property damage because of an Uber driver in Missouri, you must file a lawsuit within five years of the accident date. Consult a personal injury attorney to learn more about deadlines for submitting claims for compensation after accidents that cause physical harm.
You might hurt your chances of filing a lawsuit by missing the deadline. However, exceptions may apply to this deadline, granting you extra time to file.
What Expenses Can You Receive for Uber Accidents?
The costs associated with a car accident in Missouri might range widely. When seeking medical attention after an Uber accident, you may be entitled to reimbursement for expenses above the basic cost of care, such as:
- Expenses associated with ambulance transportation
- Payment to offset the cost of seeing several physicians
- Brain injury compensation, including both physical and mental rehabilitation
- Appliances for assisting with bodily functions, such as heating pads and mobility aids
- Funding to cover the cost of providing care for patients in their own homes
- Payments to offset the costs of permanent impairments
If your doctor recommends therapy or more medical care after your insurance claim is settled, your Uber accident attorney may include those costs in your claim. They will consult with medical experts to determine how much money will be needed in the aftermath of your wreck.
If an Uber driver causes another driver’s or passenger’s death in a crash, the driver might be held liable for wrongful death damages and the victim’s medical expenses. A lawyer can help you make sense of the chaos after your accident.
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Get Legal Consultation from Uber Accident Attorney in Missouri
Scheduling a consultation with a Missouri attorney is the best method to determine your next steps after a collision. The Uber accident lawyer will evaluate your case and determine the type of legal path that would best suit your situation.
An attorney can negotiate with insurance to ensure you obtain all compensation to which you are entitled. Contact the Dickman Law office to set up a free consultation to evaluate your case and determine the best possible legal path for you.